Interactive Suite
Financial Planning Calculators
Select a tool below to run live simulations with instant recalculation.
Projected Monthly Repayment
Capital & Interest (Repayment)
£1,389.58
Interest-Only Repayment:
£937.50
Total Repaid Over Term:
£416,874
Important Notice: Your home may be repossessed if you do not keep up repayments on your mortgage. Rates are illustrative.
Estimated Borrowing Capacity
Max Projected Borrowing (4.5×)
£387,720
Conservative Capacity (3.5×):
£301,560
Max Estimated Purchase Price (with deposit):
£432,720
Actual lending capacity depends on lender affordability assessments, credit scoring, stress test rates, and full expenditure auditing.
Projected Portfolio Value
Future Portfolio Pot
£124,191
Total Capital Invested:
£69,000
Total Compound Growth Earned:
£55,191
The value of investments and the income from them can fall as well as rise. Past performance is no guarantee of future returns.
Purchasing Power Erosion
Future Amount Needed for Same Value
£83,767
Purchasing Power of Today's £50k in 15 yrs:
£29,845
Real Purchasing Power Lost:
£20,155
Demonstrates why cash held in low-interest accounts loses real value over time and highlights the need for active wealth management.
Retirement Income Projection
Projected Pension Pot at Retirement
£495,310
Projected Annual Income (5% drawdown/annuity):
£18,574 / yr
Target Income Gap:
Shortfall: £13,426 / yr
Assumes conservative 5% compound annual net growth and 25% tax-free lump sum drawn at retirement. Speak to our advisers to bridge your gap.
Projected Loan Repayment
Fixed Monthly Repayment
£462.48
Total Interest Payable:
£1,649
Total Amount Repayable:
£16,649
Standard amortisation calculation based on fixed monthly installments. Late payments may incur fees and impair credit status.