/* ==========================================================================
   SCOTTSDALE IFA - MODERN ENTERPRISE DESIGN SYSTEM & STYLESHEET
   Brand: Scottsdale IFA LLP (FCA Ref: 577082, Reg: OC372558)
   Mobile-First, WCAG 2.1 AA Compliant, High Performance
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. CSS Custom Properties / Design Tokens
   -------------------------------------------------------------------------- */
:root {
  /* Brand Core Colors */
  --color-navy: #001a47;
  --color-navy-dark: #00102e;
  --color-navy-light: #0d285c;
  --color-navy-soft: #173775;
  --color-plum: #8c0b43;
  --color-plum-hover: #700835;
  --color-plum-light: #fbebf2;
  --color-plum-dark: #580629;
  --color-gold: #c59b27;
  --color-gold-hover: #b0891d;
  --color-gold-light: #fef8e7;
  --color-gold-border: #e9cf85;

  /* Neutrals & Surfaces */
  --color-white: #ffffff;
  --color-bg: #f8fafc;
  --color-bg-alt: #f1f5f9;
  --color-surface: #ffffff;
  --color-surface-card: #ffffff;
  --color-border: #e2e8f0;
  --color-border-dark: #cbd5e1;

  /* Typography Colors (High Contrast WCAG AA/AAA) */
  --color-text-main: #0f172a;
  --color-text-muted: #475569;
  --color-text-light: #64748b;
  --color-text-on-dark: #f8fafc;
  --color-text-on-dark-muted: #cbd5e1;

  /* Feedback / Indicators */
  --color-success: #15803d;
  --color-success-bg: #f0fdf4;
  --color-success-border: #bbf7d0;
  --color-error: #b91c1c;
  --color-error-bg: #fef2f2;
  --color-error-border: #fecaca;
  --color-info: #0284c7;

  /* Typography Scales */
  --font-family-headings: 'Poppins', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-family-body: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-family-mono: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace;

  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.05);
  --shadow-card: 0 4px 20px rgba(0, 26, 71, 0.06);
  --shadow-card-hover: 0 12px 28px rgba(0, 26, 71, 0.12);

  /* Border Radii */
  --radius-xs: 4px;
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-smooth: 350ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Layout Containers */
  --container-max-width: 1240px;
  --container-narrow-max-width: 880px;
  --header-height: 80px;
}

/* --------------------------------------------------------------------------
   2. Box Sizing & Fluid Resets (Never set overflow: hidden on html/body)
   -------------------------------------------------------------------------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 100%;
  scroll-behavior: smooth;
  text-size-adjust: 100%;
  -webkit-text-size-adjust: 100%;
  overflow-x: clip; /* Clip horizontal overflow without disabling sticky navigation */
}

body {
  font-family: var(--font-family-body);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--color-text-main);
  background-color: var(--color-bg);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: clip; /* Safe clipping that preserves position: sticky */
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Accessibility: Visible Focus Indicators */
:focus-visible {
  outline: 3px solid var(--color-plum);
  outline-offset: 3px;
}

/* Skip Navigation Link for Assistive Devices */
.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  z-index: 99999;
  background-color: var(--color-plum);
  color: var(--color-white);
  padding: 0.75rem 1.5rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: top var(--transition-fast);
  box-shadow: var(--shadow-lg);
}

.skip-link:focus {
  top: 1rem;
}

/* Media Elements Fluid Reset */
img, picture, video, canvas, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

input, button, textarea, select {
  font: inherit;
  color: inherit;
}

button {
  background: none;
  border: none;
  cursor: pointer;
}

a {
  color: var(--color-plum);
  text-decoration: none;
  transition: color var(--transition-fast), text-decoration-color var(--transition-fast);
}

a:hover {
  color: var(--color-navy);
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   3. Fluid Typography Hierarchy
   -------------------------------------------------------------------------- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-family-headings);
  color: var(--color-navy);
  line-height: 1.25;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin-bottom: 0.75rem;
}

h1 {
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  font-weight: 700;
  line-height: 1.15;
}

h2 {
  font-size: clamp(1.6rem, 3.2vw, 2.35rem);
  font-weight: 700;
}

h3 {
  font-size: clamp(1.3rem, 2.2vw, 1.7rem);
}

h4 {
  font-size: clamp(1.1rem, 1.6vw, 1.35rem);
}

h5 {
  font-size: 1.1rem;
}

h6 {
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

p {
  margin-bottom: 1.25rem;
}

p:last-child {
  margin-bottom: 0;
}

.lead-text {
  font-size: clamp(1.1rem, 1.8vw, 1.25rem);
  line-height: 1.6;
  color: var(--color-text-muted);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-plum);
  background-color: var(--color-plum-light);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
}

.eyebrow--gold {
  color: var(--color-navy);
  background-color: var(--color-gold-light);
  border: 1px solid var(--color-gold-border);
}

.eyebrow--on-dark {
  background-color: rgba(255, 255, 255, 0.12);
  color: #f1f5f9;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

/* --------------------------------------------------------------------------
   4. Layout Containers & Grid Helpers
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container-max-width);
  margin-inline: auto;
  padding-inline: 1.25rem;
}

@media (min-width: 768px) {
  .container {
    padding-inline: 2rem;
  }
}

.container--narrow {
  max-width: var(--container-narrow-max-width);
}

.section {
  padding-block: clamp(3rem, 6vw, 5.5rem);
}

.section--sm {
  padding-block: clamp(2rem, 4vw, 3.5rem);
}

.section--bg {
  background-color: var(--color-surface);
}

.section--alt {
  background-color: var(--color-bg-alt);
}

.section--dark {
  background-color: var(--color-navy);
  color: var(--color-text-on-dark);
}

.section--dark h1,
.section--dark h2,
.section--dark h3,
.section--dark h4 {
  color: var(--color-white);
}

.section-header {
  text-align: center;
  max-width: 760px;
  margin-inline: auto;
  margin-bottom: clamp(2.5rem, 4vw, 3.75rem);
}

.section-header--left {
  text-align: start;
  margin-inline: 0;
}

/* Flex / Grid Utilities */
.grid {
  display: grid;
  gap: 1.5rem;
}

.grid-cols-2 {
  grid-template-columns: 1fr;
}

@media (min-width: 768px) {
  .grid-cols-2 {
    grid-template-columns: repeat(2, 1fr);
  }
}

.grid-cols-3 {
  grid-template-columns: 1fr;
}

@media (min-width: 640px) {
  .grid-cols-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .grid-cols-3 {
    grid-template-columns: repeat(3, 1fr);
  }
}

.grid-cols-4 {
  grid-template-columns: 1fr;
}

@media (min-width: 640px) {
  .grid-cols-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .grid-cols-4 {
    grid-template-columns: repeat(4, 1fr);
  }
}

/* --------------------------------------------------------------------------
   5. Buttons & Action Links (Touch targets >= 48px)
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  min-height: 48px;
  min-width: 48px;
  padding: 0.75rem 1.75rem;
  font-family: var(--font-family-headings);
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  cursor: pointer;
  text-decoration: none;
  border: 2px solid transparent;
  transition: all var(--transition-normal);
  line-height: 1.2;
  white-space: nowrap;
}

.btn:hover {
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn:active {
  transform: translateY(0);
}

.btn--primary {
  background-color: var(--color-plum);
  color: var(--color-white);
  border-color: var(--color-plum);
}

.btn--primary:hover {
  background-color: var(--color-plum-hover);
  border-color: var(--color-plum-hover);
  color: var(--color-white);
}

.btn--navy {
  background-color: var(--color-navy);
  color: var(--color-white);
  border-color: var(--color-navy);
}

.btn--navy:hover {
  background-color: var(--color-navy-dark);
  border-color: var(--color-navy-dark);
  color: var(--color-white);
}

.btn--outline-navy {
  background-color: transparent;
  color: var(--color-navy);
  border-color: var(--color-navy);
}

.btn--outline-navy:hover {
  background-color: var(--color-navy);
  color: var(--color-white);
}

.btn--outline-white {
  background-color: transparent;
  color: var(--color-white);
  border-color: var(--color-white);
}

.btn--outline-white:hover {
  background-color: var(--color-white);
  color: var(--color-navy);
}

.btn--gold {
  background-color: var(--color-gold);
  color: var(--color-navy-dark);
  border-color: var(--color-gold);
  font-weight: 700;
}

.btn--gold:hover {
  background-color: var(--color-gold-hover);
  border-color: var(--color-gold-hover);
  color: var(--color-navy-dark);
}

.btn-group {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
}

/* --------------------------------------------------------------------------
   6. Top Bar & Sticky Header
   The <header> is a direct child of <body> with position: sticky; top: 0
   -------------------------------------------------------------------------- */
.top-bar {
  background-color: var(--color-navy-dark);
  color: var(--color-text-on-dark-muted);
  font-size: 0.825rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  display: none;
}

@media (min-width: 900px) {
  .top-bar {
    display: block;
  }
}

.top-bar__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-block: 0.45rem;
}

.top-bar__left,
.top-bar__right {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.top-bar__item {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--color-text-on-dark-muted);
}

.top-bar__item a {
  color: var(--color-text-on-dark);
  text-decoration: none;
}

.top-bar__item a:hover {
  color: var(--color-gold);
  text-decoration: underline;
}

.top-bar__badge {
  background-color: rgba(197, 155, 39, 0.2);
  color: #dfba45;
  padding: 0.15rem 0.5rem;
  border-radius: var(--radius-xs);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.02em;
}

/* Pinned Sticky Header */
header.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0, 26, 71, 0.08);
  box-shadow: 0 4px 20px rgba(0, 26, 71, 0.04);
  transition: all var(--transition-fast);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-block: 0.75rem;
  gap: 1rem;
}

/* Brand Logo Link: Starts the header, acts as Home link */
.brand-logo {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  min-height: 48px;
  flex-shrink: 0;
}

.brand-logo img {
  height: clamp(42px, 5vw, 54px);
  width: auto;
  object-fit: contain;
}

.brand-title {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-family: var(--font-family-headings);
  font-size: clamp(1.15rem, 2.2vw, 1.4rem);
  font-weight: 700;
  color: var(--color-navy);
  line-height: 1.1;
  letter-spacing: -0.01em;
}

.brand-tagline {
  font-size: 0.725rem;
  font-weight: 600;
  color: var(--color-plum);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* Desktop Navigation Menu */
.nav-menu {
  display: none;
}

@media (min-width: 992px) {
  .nav-menu {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    list-style: none;
  }
}

.nav-link {
  display: inline-flex;
  align-items: center;
  min-height: 48px;
  padding: 0.5rem 1rem;
  font-family: var(--font-family-headings);
  font-size: 0.925rem;
  font-weight: 500;
  color: var(--color-navy);
  text-decoration: none;
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  position: relative;
}

.nav-link:hover {
  color: var(--color-plum);
  background-color: var(--color-plum-light);
  text-decoration: none;
}

.nav-link.active {
  color: var(--color-plum);
  font-weight: 700;
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 6px;
  left: 1rem;
  right: 1rem;
  height: 2px;
  background-color: var(--color-plum);
  border-radius: var(--radius-full);
}

/* Header Action CTA Button */
.header-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.header-cta-btn {
  display: none;
}

@media (min-width: 640px) {
  .header-cta-btn {
    display: inline-flex;
  }
}

/* Mobile Hamburger Button */
.mobile-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 48px;
  min-height: 48px;
  padding: 0.65rem;
  color: var(--color-navy);
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
  background-color: var(--color-surface);
  transition: all var(--transition-fast);
}

.mobile-toggle:hover {
  background-color: var(--color-bg-alt);
}

@media (min-width: 992px) {
  .mobile-toggle {
    display: none;
  }
}

.hamburger-icon {
  width: 24px;
  height: 18px;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.hamburger-icon span {
  display: block;
  height: 2px;
  width: 100%;
  background-color: var(--color-navy);
  border-radius: 2px;
  transition: all var(--transition-normal);
}

.mobile-toggle[aria-expanded="true"] .hamburger-icon span:nth-child(1) {
  transform: translateY(8px) rotate(45deg);
}

.mobile-toggle[aria-expanded="true"] .hamburger-icon span:nth-child(2) {
  opacity: 0;
}

.mobile-toggle[aria-expanded="true"] .hamburger-icon span:nth-child(3) {
  transform: translateY(-8px) rotate(-45deg);
}

/* Mobile Navigation Drawer */
.mobile-drawer {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100vh;
  background-color: rgba(0, 16, 46, 0.65);
  backdrop-filter: blur(4px);
  z-index: 2000;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-normal), visibility var(--transition-normal);
}

.mobile-drawer.open {
  opacity: 1;
  visibility: visible;
}

.mobile-drawer__panel {
  position: absolute;
  top: 0;
  right: 0;
  width: min(85vw, 380px);
  height: 100%;
  background-color: var(--color-surface);
  box-shadow: var(--shadow-xl);
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform var(--transition-smooth);
  padding: 1.5rem;
  overflow-y: auto;
}

.mobile-drawer.open .mobile-drawer__panel {
  transform: translateX(0);
}

.mobile-drawer__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--color-border);
  margin-bottom: 1.5rem;
}

.mobile-drawer__close {
  min-width: 48px;
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-navy);
  border-radius: var(--radius-sm);
  background-color: var(--color-bg);
}

.mobile-drawer__links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 2rem;
}

.mobile-drawer__link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 48px;
  padding: 0.75rem 1rem;
  font-family: var(--font-family-headings);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-navy);
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: all var(--transition-fast);
}

.mobile-drawer__link:hover,
.mobile-drawer__link.active {
  background-color: var(--color-plum-light);
  color: var(--color-plum);
  text-decoration: none;
}

.mobile-drawer__contact {
  margin-top: auto;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
}

.mobile-drawer__contact p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin-bottom: 0.5rem;
}

/* --------------------------------------------------------------------------
   7. Live Market Bar / Financial Ticker
   -------------------------------------------------------------------------- */
.market-ticker {
  background-color: var(--color-navy-dark);
  color: var(--color-white);
  padding-block: 0.75rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.market-ticker__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.market-ticker__label {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-gold);
}

.market-ticker__pulse {
  width: 8px;
  height: 8px;
  background-color: #22c55e;
  border-radius: 50%;
  box-shadow: 0 0 8px #22c55e;
  animation: pulse-glow 2s infinite;
}

@keyframes pulse-glow {
  0% { transform: scale(0.95); opacity: 0.8; }
  50% { transform: scale(1.2); opacity: 1; }
  100% { transform: scale(0.95); opacity: 0.8; }
}

.market-ticker__items {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: clamp(0.75rem, 2vw, 2rem);
}

.ticker-item {
  display: inline-flex;
  align-items: baseline;
  gap: 0.4rem;
  font-size: 0.875rem;
}

.ticker-name {
  color: var(--color-text-on-dark-muted);
  font-weight: 500;
}

.ticker-val {
  font-family: var(--font-family-mono);
  font-weight: 600;
  color: var(--color-white);
}

.ticker-chg {
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.1rem 0.35rem;
  border-radius: var(--radius-xs);
}

.ticker-chg--up {
  color: #4ade80;
  background-color: rgba(74, 222, 128, 0.15);
}

.ticker-chg--down {
  color: #f87171;
  background-color: rgba(248, 113, 113, 0.15);
}

.market-ticker__meta {
  font-size: 0.75rem;
  color: var(--color-text-on-dark-muted);
}

/* --------------------------------------------------------------------------
   8. Hero Section (Homepage)
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);
  color: var(--color-white);
  padding-block: clamp(3rem, 6vw, 5.5rem);
  overflow: hidden;
}

.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 80% 20%, rgba(140, 11, 67, 0.25) 0%, transparent 60%);
  pointer-events: none;
}

.hero__grid {
  display: grid;
  grid-template-columns: 1fr;
  align-items: center;
  gap: clamp(2.5rem, 4vw, 4rem);
  position: relative;
  z-index: 2;
}

@media (min-width: 992px) {
  .hero__grid {
    grid-template-columns: 1.15fr 0.85fr;
  }
}

.hero__content {
  display: flex;
  flex-direction: column;
}

.hero__motto {
  font-style: italic;
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
  color: var(--color-gold);
  margin-bottom: 0.75rem;
  font-weight: 500;
}

.hero__title {
  color: var(--color-white);
  margin-bottom: 1.25rem;
}

.hero__description {
  font-size: clamp(1rem, 1.4vw, 1.15rem);
  line-height: 1.65;
  color: var(--color-text-on-dark-muted);
  margin-bottom: 2rem;
}

.hero__badges {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem;
  margin-top: 2.25rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-badge-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.875rem;
  color: var(--color-text-on-dark);
}

.hero-badge-icon {
  width: 24px;
  height: 24px;
  color: var(--color-gold);
  flex-shrink: 0;
}

.hero__media {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
  border: 1px solid rgba(255, 255, 255, 0.1);
  background-color: var(--color-navy-dark);
}

.hero__img {
  width: 100%;
  height: 100%;
  max-height: 520px;
  object-fit: cover;
  transition: transform var(--transition-smooth);
}

.hero__media:hover .hero__img {
  transform: scale(1.02);
}

.hero__media-caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 1.25rem;
  background: linear-gradient(to top, rgba(0, 16, 46, 0.95), rgba(0, 16, 46, 0));
  color: var(--color-white);
  font-size: 0.85rem;
}

/* --------------------------------------------------------------------------
   9. Inner Page Hero Banner
   -------------------------------------------------------------------------- */
.page-hero {
  position: relative;
  background-color: var(--color-navy);
  color: var(--color-white);
  padding-block: clamp(3rem, 5vw, 4.5rem);
  overflow: hidden;
}

.page-hero__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.22;
  mix-blend-mode: luminosity;
}

.page-hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0, 26, 71, 0.92) 0%, rgba(0, 16, 46, 0.88) 100%);
}

.page-hero__content {
  position: relative;
  z-index: 2;
  max-width: 800px;
}

.page-hero__content h1 {
  color: var(--color-white);
  margin-bottom: 0.75rem;
}

.page-hero__content p {
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
  color: var(--color-text-on-dark-muted);
  line-height: 1.55;
}

/* Breadcrumbs */
.breadcrumbs {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--color-text-on-dark-muted);
  margin-bottom: 1rem;
}

.breadcrumbs a {
  color: var(--color-text-on-dark-muted);
  text-decoration: none;
}

.breadcrumbs a:hover {
  color: var(--color-white);
  text-decoration: underline;
}

.breadcrumbs span[aria-current="page"] {
  color: var(--color-gold);
  font-weight: 600;
}

/* --------------------------------------------------------------------------
   10. Feature Cards & Services Grid
   -------------------------------------------------------------------------- */
.card {
  background-color: var(--color-surface);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  padding: clamp(1.5rem, 2.5vw, 2rem);
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  height: 100%;
  position: relative;
}

.card:hover {
  border-color: rgba(140, 11, 67, 0.3);
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-4px);
}

.card__icon-wrapper {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background-color: var(--color-plum-light);
  color: var(--color-plum);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  font-size: 1.5rem;
}

.card__icon-wrapper svg {
  width: 28px;
  height: 28px;
}

.card__title {
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

.card__text {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 600;
  font-size: 0.925rem;
  color: var(--color-plum);
  margin-top: auto;
}

.card__link svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition-fast);
}

.card:hover .card__link svg {
  transform: translateX(4px);
}

/* Service Deep-Dive Block (services.html) */
.service-block {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3.5vw, 2.75rem);
  margin-bottom: 2.5rem;
  box-shadow: var(--shadow-sm);
}

.service-block__header {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  border-bottom: 2px solid var(--color-bg-alt);
  padding-bottom: 1.25rem;
  margin-bottom: 1.5rem;
  gap: 0.75rem;
}

.service-subgrid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 1.5rem;
}

@media (min-width: 768px) {
  .service-subgrid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.service-subitem {
  background-color: var(--color-bg);
  border-radius: var(--radius-sm);
  padding: 1.25rem;
  border-left: 3px solid var(--color-plum);
}

.service-subitem h4 {
  font-size: 1.05rem;
  margin-bottom: 0.4rem;
}

.service-subitem p {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  margin: 0;
}

/* Highlight Tax / Allowance Box */
.stat-banner {
  background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-navy-light) 100%);
  color: var(--color-white);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  margin-top: 2rem;
}

.stat-banner h4 {
  color: var(--color-gold);
  margin-bottom: 1rem;
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.25rem;
}

.stat-item {
  background: rgba(255, 255, 255, 0.08);
  padding: 1rem;
  border-radius: var(--radius-sm);
}

.stat-item__num {
  font-family: var(--font-family-mono);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-white);
}

.stat-item__desc {
  font-size: 0.8rem;
  color: var(--color-text-on-dark-muted);
}

/* --------------------------------------------------------------------------
   11. Adviser Biographies (about.html)
   -------------------------------------------------------------------------- */
.adviser-card {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 2.5vw, 2.25rem);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
}

.adviser-card:hover {
  box-shadow: var(--shadow-card-hover);
  border-color: var(--color-border-dark);
}

.adviser-card__header {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  margin-bottom: 1.25rem;
}

.adviser-avatar {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-plum) 100%);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-family-headings);
  font-size: 1.35rem;
  font-weight: 700;
  flex-shrink: 0;
  box-shadow: var(--shadow-sm);
}

.adviser-card__meta h3 {
  font-size: 1.2rem;
  margin-bottom: 0.2rem;
}

.adviser-role {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-plum);
}

.adviser-credentials {
  font-size: 0.775rem;
  color: var(--color-text-muted);
}

.adviser-card__contact {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
  padding-block: 0.85rem;
  margin-bottom: 1rem;
  border-block: 1px solid var(--color-border);
  font-size: 0.875rem;
}

.adviser-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--color-navy);
  font-weight: 500;
  text-decoration: none;
}

.adviser-contact-link:hover {
  color: var(--color-plum);
  text-decoration: underline;
}

.adviser-bio {
  font-size: 0.925rem;
  line-height: 1.65;
  color: var(--color-text-muted);
  flex-grow: 1;
}

.adviser-bio p {
  margin-bottom: 0.75rem;
}

.adviser-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-top: 1.25rem;
  padding-top: 1rem;
  border-top: 1px dashed var(--color-border);
}

.adviser-tag {
  font-size: 0.75rem;
  font-weight: 600;
  background-color: var(--color-bg-alt);
  color: var(--color-navy);
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-xs);
}

/* --------------------------------------------------------------------------
   12. Interactive Financial Calculators Suite (tools.html)
   -------------------------------------------------------------------------- */
.calc-suite {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  overflow: hidden;
}

.calc-tabs {
  display: flex;
  overflow-x: auto;
  scrollbar-width: none;
  background-color: var(--color-navy-dark);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding: 0.5rem 0.5rem 0;
}

.calc-tabs::-webkit-scrollbar {
  display: none;
}

.calc-tab-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.85rem 1.25rem;
  min-height: 48px;
  font-family: var(--font-family-headings);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text-on-dark-muted);
  border-top-left-radius: var(--radius-sm);
  border-top-right-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.calc-tab-btn:hover {
  color: var(--color-white);
  background-color: rgba(255, 255, 255, 0.08);
}

.calc-tab-btn.active {
  color: var(--color-white);
  background-color: var(--color-surface);
  box-shadow: 0 -2px 10px rgba(0, 0, 0, 0.1);
  color: var(--color-navy);
}

.calc-panel {
  display: none;
  padding: clamp(1.5rem, 3.5vw, 2.75rem);
}

.calc-panel.active {
  display: block;
}

.calc-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

@media (min-width: 900px) {
  .calc-layout {
    grid-template-columns: 1.1fr 0.9fr;
  }
}

.calc-inputs-col {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.calc-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.calc-label {
  font-size: 0.925rem;
  font-weight: 600;
  color: var(--color-navy);
}

.calc-val-display {
  font-family: var(--font-family-mono);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-plum);
}

/* Range input styling */
.calc-range {
  width: 100%;
  height: 8px;
  border-radius: var(--radius-full);
  background: var(--color-border);
  outline: none;
  accent-color: var(--color-plum);
  cursor: pointer;
}

.calc-range:focus-visible {
  outline: 2px solid var(--color-plum);
}

.calc-num-input {
  width: 100%;
  min-height: 48px;
  padding: 0.65rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  background-color: var(--color-bg);
  font-family: var(--font-family-mono);
  font-size: 1rem;
  transition: border-color var(--transition-fast);
}

.calc-num-input:focus {
  border-color: var(--color-plum);
  background-color: var(--color-surface);
  outline: 2px solid var(--color-plum);
}

/* Calculator Results Box */
.calc-results-box {
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);
  color: var(--color-white);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-md);
}

.calc-results-box h3 {
  color: var(--color-white);
  font-size: 1.2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  padding-bottom: 0.75rem;
  margin-bottom: 1.25rem;
}

.calc-result-metric {
  margin-bottom: 1.25rem;
}

.calc-result-metric__label {
  font-size: 0.85rem;
  color: var(--color-text-on-dark-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.25rem;
}

.calc-result-metric__value {
  font-family: var(--font-family-mono);
  font-size: clamp(1.8rem, 3.2vw, 2.5rem);
  font-weight: 700;
  color: var(--color-gold);
  line-height: 1.1;
}

.calc-result-submetric {
  display: flex;
  justify-content: space-between;
  padding-block: 0.6rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.9rem;
}

.calc-result-submetric span:last-child {
  font-family: var(--font-family-mono);
  font-weight: 600;
  color: var(--color-white);
}

.calc-disclaimer {
  margin-top: 1.5rem;
  padding: 0.85rem;
  background-color: rgba(255, 255, 255, 0.05);
  border-left: 3px solid var(--color-gold);
  border-radius: var(--radius-xs);
  font-size: 0.775rem;
  line-height: 1.5;
  color: var(--color-text-on-dark-muted);
}

/* Research Links Resource Cards */
.resource-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .resource-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .resource-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.resource-card {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.resource-card:hover {
  border-color: var(--color-plum);
  box-shadow: var(--shadow-card);
  transform: translateY(-2px);
}

.resource-card h4 {
  margin-bottom: 0.4rem;
}

.resource-card p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  flex-grow: 1;
}

/* --------------------------------------------------------------------------
   13. Contact & Enquiry Form (contact.html)
   -------------------------------------------------------------------------- */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 4vw, 3.5rem);
}

@media (min-width: 992px) {
  .contact-layout {
    grid-template-columns: 0.95fr 1.05fr;
  }
}

.office-info-card {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  box-shadow: var(--shadow-sm);
}

.office-info-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.75rem;
}

.office-info-item:last-child {
  margin-bottom: 0;
}

.office-info-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background-color: var(--color-plum-light);
  color: var(--color-plum);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.office-info-icon svg {
  width: 22px;
  height: 22px;
}

.office-info-text h4 {
  font-size: 1.05rem;
  margin-bottom: 0.25rem;
}

.office-info-text p {
  color: var(--color-text-muted);
  font-size: 0.925rem;
  line-height: 1.6;
}

/* Map Preview Card */
.map-card {
  margin-top: 1.75rem;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--color-border);
  background-color: var(--color-bg-alt);
}

.map-card-header {
  padding: 0.85rem 1rem;
  background-color: var(--color-navy);
  color: var(--color-white);
  font-size: 0.85rem;
  font-weight: 600;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.map-frame-wrapper {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 9;
}

.map-frame-wrapper iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

/* Enquiry Form Styling */
.enquiry-form-card {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3.5vw, 2.75rem);
  box-shadow: var(--shadow-card);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .form-grid--2col {
    grid-template-columns: repeat(2, 1fr);
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-group--full {
  grid-column: 1 / -1;
}

.form-label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.form-required {
  color: var(--color-error);
  font-weight: bold;
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  min-height: 48px;
  padding: 0.75rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  background-color: var(--color-bg);
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.form-textarea {
  min-height: 120px;
  resize: vertical;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--color-plum);
  background-color: var(--color-surface);
  outline: 2px solid var(--color-plum);
}

.form-input[aria-invalid="true"],
.form-select[aria-invalid="true"],
.form-textarea[aria-invalid="true"] {
  border-color: var(--color-error);
  background-color: var(--color-error-bg);
}

.form-error-msg {
  font-size: 0.8rem;
  color: var(--color-error);
  font-weight: 500;
  display: none;
}

.form-input[aria-invalid="true"] + .form-error-msg,
.form-select[aria-invalid="true"] + .form-error-msg,
.form-textarea[aria-invalid="true"] + .form-error-msg {
  display: block;
}

/* Checkbox & GDPR */
.form-checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 1rem;
  background-color: var(--color-bg);
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
}

.form-checkbox {
  min-width: 20px;
  min-height: 20px;
  margin-top: 0.2rem;
  accent-color: var(--color-plum);
  cursor: pointer;
}

.form-checkbox-label {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  cursor: pointer;
}

/* Form Submission Status Box (Fluid width) */
.form-status-alert {
  padding: 1.25rem;
  border-radius: var(--radius-sm);
  margin-bottom: 1.5rem;
  display: none;
}

.form-status-alert--success {
  background-color: var(--color-success-bg);
  border: 1px solid var(--color-success-border);
  color: var(--color-success);
}

.form-status-alert--error {
  background-color: var(--color-error-bg);
  border: 1px solid var(--color-error-border);
  color: var(--color-error);
}

/* --------------------------------------------------------------------------
   14. Legal / Privacy Policy Disclosures (privacy.html)
   -------------------------------------------------------------------------- */
.legal-content {
  background-color: var(--color-surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  padding: clamp(1.75rem, 3.5vw, 3rem);
  box-shadow: var(--shadow-sm);
}

.legal-content h2 {
  font-size: 1.6rem;
  margin-top: 2rem;
  margin-bottom: 0.75rem;
  border-bottom: 1px solid var(--color-border);
  padding-bottom: 0.5rem;
}

.legal-content h3 {
  font-size: 1.25rem;
  margin-top: 1.5rem;
  margin-bottom: 0.5rem;
}

.legal-content ul,
.legal-content ol {
  padding-left: 1.5rem;
  margin-bottom: 1.25rem;
}

.legal-content li {
  margin-bottom: 0.5rem;
}

.legal-table-wrapper {
  overflow-x: auto;
  margin-block: 1.75rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
}

.legal-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}

.legal-table th,
.legal-table td {
  padding: 0.85rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--color-border);
}

.legal-table th {
  background-color: var(--color-bg-alt);
  color: var(--color-navy);
  font-weight: 700;
}

.legal-table tr:hover td {
  background-color: var(--color-bg);
}

/* --------------------------------------------------------------------------
   15. Multi-Column Comprehensive Footer
   -------------------------------------------------------------------------- */
footer.site-footer {
  background-color: var(--color-navy-dark);
  color: var(--color-text-on-dark-muted);
  border-top: 3px solid var(--color-plum);
  margin-top: auto;
}

.footer-top {
  padding-block: clamp(3rem, 5vw, 4.5rem);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
}

@media (min-width: 640px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-grid {
    grid-template-columns: 1.4fr 0.8fr 1fr 1.2fr;
  }
}

.footer-col h4 {
  color: var(--color-white);
  font-size: 1.1rem;
  margin-bottom: 1.25rem;
  position: relative;
  padding-bottom: 0.5rem;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background-color: var(--color-plum);
}

.footer-brand p {
  font-size: 0.875rem;
  line-height: 1.6;
  margin-bottom: 1rem;
}

.footer-badge-list {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  font-size: 0.8rem;
  color: var(--color-text-on-dark-muted);
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.footer-links li a {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  color: var(--color-text-on-dark-muted);
  font-size: 0.9rem;
  text-decoration: none;
  transition: color var(--transition-fast), transform var(--transition-fast);
}

.footer-links li a:hover {
  color: var(--color-gold);
  transform: translateX(4px);
  text-decoration: none;
}

.footer-contact-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  font-size: 0.875rem;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
}

.footer-contact-item svg {
  width: 18px;
  height: 18px;
  color: var(--color-gold);
  margin-top: 0.2rem;
  flex-shrink: 0;
}

.footer-contact-item a {
  color: var(--color-text-on-dark);
  text-decoration: none;
}

.footer-contact-item a:hover {
  color: var(--color-gold);
  text-decoration: underline;
}

/* Regulatory Mandatory Notice */
.footer-regulatory {
  background-color: rgba(0, 0, 0, 0.3);
  padding-block: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.8rem;
  line-height: 1.65;
  color: #94a3b8;
}

.footer-regulatory p {
  margin-bottom: 0.85rem;
}

.footer-regulatory a {
  color: #cbd5e1;
  text-decoration: underline;
}

.footer-regulatory a:hover {
  color: var(--color-gold);
}

/* Bottom Bar */
.footer-bottom {
  background-color: #000c24;
  padding-block: 1.25rem;
  font-size: 0.8rem;
  color: #64748b;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.footer-bottom__inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 0.75rem;
}

/* --------------------------------------------------------------------------
   16. Back to Top Button (>= 48px, accessible)
   -------------------------------------------------------------------------- */
.back-to-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background-color: var(--color-plum);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
  border: 2px solid var(--color-white);
  cursor: pointer;
  z-index: 990;
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: opacity var(--transition-normal), visibility var(--transition-normal), transform var(--transition-normal), background-color var(--transition-fast);
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  background-color: var(--color-plum-hover);
  transform: translateY(-3px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.35);
}

.back-to-top:focus-visible {
  outline: 3px solid var(--color-gold);
  outline-offset: 3px;
}

.back-to-top svg {
  width: 22px;
  height: 22px;
}

/* --------------------------------------------------------------------------
   17. Responsive Breakpoint Tweaks & Print Styles
   -------------------------------------------------------------------------- */
@media (max-width: 480px) {
  .btn-group {
    flex-direction: column;
    width: 100%;
  }

  .btn-group .btn {
    width: 100%;
  }

  .calc-tab-btn {
    padding: 0.75rem 0.9rem;
    font-size: 0.8rem;
  }
}

@media print {
  header.site-header,
  .top-bar,
  .market-ticker,
  .back-to-top,
  .mobile-drawer,
  .btn-group,
  .calc-suite {
    display: none !important;
  }

  body {
    background: #fff;
    color: #000;
  }

  .card, .service-block, .adviser-card {
    box-shadow: none;
    border: 1px solid #ccc;
    break-inside: avoid;
  }
}